FAQ
Most frequent questions and answers
I am considered an out-of-network provider, which means you pay all fees ahead of time and can seek potential reimbursement from your insurance company through your out-of-network benefits. Your insurance provider may pay partial or full payment for services. The covered amount will depend on your policy. Most insurance companies require you to have a diagnosis to receive reimbursement.
All fees are due at the time of service. I accept all major credit cards. You also may use your Health Saving Account (HSA) Card and Flex Saving Card (FSA) for payment (and for medical cost deductions on taxes).
There are several benefits to providing out-of-network services.
Privacy: Insurance claims require a psychiatric diagnosis, which will remain on your medical records. Once you file a claim, that information is available to all who process that claim. Also, insurance companies often limit the number of visits so your therapist will have to discuss your case with insurance employees in order to negotiate additional sessions.
Medical Necessity: While many people seek treatment for medically necessary reasons such as having depression and anxiety, it is not uncommon for people who don’t have a mental illness to participate in treatment such as family or couples therapy. This leaves your therapist in an ethically challenging situation – to assign you a diagnosis that you don’t meet criteria for to ensure your sessions are covered, or the only alternative, discontinue treatment.
You are in control: Insurance companies determine which treatments are covered based on clients’ psychiatric diagnoses and often place limits on the amount of sessions covered. When choosing an out-of-network provider, you and your therapist determine the type of treatment you receive and how long your therapy should last, not your insurance company (who often have no background in mental health treatments).
Individual Sessions are $200 per 60 minute session. Family and couples are $240 per 60 minute session. Your session fee is due by the time we meet and is payable credit card or Health Savings Account card. I understand that therapy is an investment and I am able to provide services on a sliding-fee scale to a percentage of my caseload.
If you would like to investigate the possibility of reimbursement for out-of-network coverage, please check your policy carefully and ask the following questions of your insurance company:
Do I have behavioral health or mental health benefits?
Do I have a deductible? If so, how much is remaining?
How much does my plan cover for an out-of-network mental health provider?
What is the coverage amount per therapy session?
How many mental health sessions per calendar year does my insurance plan cover? Is there a limit to how many sessions I can participate in per week/month/year?
Do I need to obtain a prior authorization or approval from my primary care physician?
How do I submit receipts for reimbursement for therapy with an out-of-network provider?
If you are having an emergency, call 911 or visit an emergency room.
If you’re in the Tampa Bay area and need immediate crisis assistance, please contact 211.